New technological advancements and regulations have substantially altered how financial services are delivered. FinTech presents huge opportunities for economic and societal benefit.

Innovative businesses can develop new services that give consumers more choice about how they manage their money. These innovations in FinTech can help address societal challenges such as problem debt, inequality, and climate change. But they also present new and important ethical, legal and security challenges.

We are: 

  • Creating innovative programmes focused on solving problems and applying skillsets that are relevant for the FinTech workforce now and in the future;
  • Developing interdisciplinary research to address societal challenges and explore new business models linked to the delivery of financial services;
  • Working with partners to develop solutions to address industrial challenges for societal benefit.


This cluster is led by Dr Gbenga Ibikunle

calton hill
Laurence Winram

Economics of Financial Technology Conference

17th - 19th June 2020 (This event has been postponed)

The Edinburgh Futures Institute and the University of Edinburgh Business School are organising the First Edinburgh Conference on the Economics of Financial Technology in order to stimulate debate and research on financial innovation and the digital economy and how they impact welfare. The conference aims to bring together academics, policymakers, and finance professionals to share new insights and discuss the economic issues related to the application of technology to the practice of finance in a rapidly evolving regulatory landscape.

Visit the Conference website

MSc in Finance, Technology and Policy


As technological advancements and new regulations change how financial services are delivered, and financial institutions look to take advantage of the growing availability of large amounts of data, the skills required to succeed within the finance sector have become more complex. The ability to develop complex and appropriate technical solutions is now prized by organisations in the finance industry from the large established companies to start-ups.Our MSc has been developed to equip you with the skills you need to meet existing industry challenges as well as be prepared for future ones.

Study Fintech


students listening to a lecture in the business school
Paul Dodds

Doctoral Programme in FinTech


Our new Doctoral Programme in FinTech (PhD in Financial Technology) is a collaboration between the University of Edinburgh, EIT Digital, FinTech Scotland, Scottish Enterprise and Highlands and Islands Enterprise to address this challenge. It will train world-class students in partnership with businesses. With the help of sponsoring companies, the researchers will accelerate the deployment of FinTech technologies in order to meet company commercial objectives.

More information about our PhD programme